Families

Don’t Let Financial Pressure Dominate Your Life

There’s no denying it, having a family is going to be an extremely fulfilling and testing time in your life. With a mortgage, young children, and a social life to worry about, the added pressure of financial matters can become a little overwhelming without professional advice.

It’s important to remember that you’re not alone and many families go through the same highs and lows as you. With the expert help from Newport Financial’s advisors, you’ll soon have a tailored strategy that will address your unique circumstances and help you move forward towards your long term financial goals.

Read through our featured financial topics for families or contact us now to discuss your options for a secure financial future.

Child Planning

When people say that having children is an expensive journey, they aren’t lying. School fees, clothing, excursions, holidays, food, and everything else can add a huge amount onto your monthly expenses and impact your budget significantly. Over the years, expenses could exceed $100,000 per child and your financial security will be under risk without a professional plan in place before you start this journey.

“Financial planning that will keep your
family safe even when the pressure mounts.”

Thankfully, our qualified advisors will draw up a plan to help you manage the additional expenses you’ll face with a child. Additionally, you’ll receive advice on a number of investment strategies and education funds, as well as how to protect your family should something happen to you or your partner. For financial planning that will keep your family safe even when the pressure mounts, contact our friendly team today.

Purchasing Property

Purchasing your first home is a huge step for anyone and this is where professional advice from trusted financial advisors really proves its worth. A professionally tailored strategy could help you reduce your repayment term by years and own your own home outright far sooner than you may have thought possible.

“A professionally tailored strategy could help you
to reduce your repayment term by years.”

After arranging a consultation with one of our accredited financial advisors, you'll discuss how a mortgage may impact your quality of life, how to pay it off sooner, types of loans, and lesser known additional costs. Contact us now and let's have an honest conversation about how best to get you what you're looking for in life.

Refinancing Your Property Loan

As your family’s financial circumstances change over the years, you need to ensure your property loan’s terms stay as competitive as possible. So, it’s essential that you review your financial plan with professional advisors to keep ahead of your family’s needs and economic changes.

“It’s essential that you review your financial plan with professional advisors to
keep ahead of your family’s needs and economic changes.”

Newport Financial is here to provide a detailed review of your existing home and investment loans to ensure your financial plan is on the right track. No matter what your circumstances may be, our access to industry leading lenders allows us to cherry pick you the most competitive terms on the market. Contact us now to learn more about your options when it comes to refinancing your property loan.

Estate Planning

Tragedy can strike at any time and many families suffer the implications of not having a will in place. It’s at a time like this that a comprehensive estate plan will ease the burden of responsibility for your surviving spouse and children by increasing the amount of money they’ll inherit.

“Families suffer the implications of
not having a will in place.”

At Newport Financial, our team will work hand in hand with your solicitor or independently to create a robust estate plan that will minimise the tax your family faces and maximise their financial position in the case of your death. To protect your family’s future, get in touch with our experienced financial advisors today.

Centrelink Benefits

When raising children, it’s important to fully understand the financial benefits you’re eligible to receive. Thankfully, the Australian Government offers a range of entitlements through Centrelink to help parents raise their children.

“When raising children, it’s important to fully understand
the financial benefits you’re eligible to receive.”

Our fully accredited team of financial advisors is here to assist you with every aspect of the Centrelink process and work out your eligibility across the board. To learn more about the range of Centrelink benefits your family could be entitled to, please contact us now.

Superannuation

It’s often tempting for people to leave their super until later in life and start worrying about it then. But, putting a superannuation strategy in place now is a great way to secure your finances long into the future.

“Putting a superannuation strategy in place now
is a great way to secure your finances long into the future.”

Newport Financial understand the complexities involved with superannuation strategies and can assist you with working out exactly how much you’ll need in retirement and the impact it could have. If you’re still thinking about how much capital you could need in retirement, we’re here to help you get a plan in place. Speak with a member of our team to learn more.

Wealth Protection

Would you be able to support yourself financially without using your savings if you were injured or fell ill for an extended period of time? Unfortunately, health issues can strike at the most inopportune times and often cause significant financial complications. So, the importance of protecting your wealth with a robust insurance plan can’t be underestimated when you’re saving for your future.

“The importance of protecting your wealth with a
robust insurance plan can’t be underestimated.”

Newport Financial is here to assess your personal situation and advise you on the best insurance cover for your unique requirements. Additionally, we can review any existing policies to ensure you’re receiving the best cover possible. To find out more about wealth protection, get in touch with us today.

Your Financial Planning Pathway

Is it time that you really considered how to keep your financial future prosperous and protected? At Newport Financial, we’ll formulate a uniquely tailored financial plan to secure your future and retirement. If you’d like to learn a little more about the areas of financial advisory that we specialise in, call us now on (02) 8644 0696.

“We’ll formulate a uniquely tailored financial
plan to secure your future and retirement.”

Or, to speak with a creative, industry leading financial advisor about your ambitions for the future, please don’t hesitate to contact us now.

To protect your future with a financial plan you can count on.

Contact Us